Enrolling in the Health Insurance Marketplace
The Open Enrollment period to enroll in health insurance ended on Friday, December 15. However, many living in the area affected by Hurricane Harvey have until December 31 to enroll in health insurance on the Marketplace. Among the counties included in this extension are: Bexar, Travis, Caldwell, Comal, and Guadalupe. Local enrollment assistance programs are listed on connector.getcoveredamerica.org and localhelp.healthcare.gov. People can also call 2-1-1 to get connected with local enrollment centers.
After this date, you cannot sign up for health insurance anywhere without a qualifying event, such as leaving a job that provides insurance or getting married. Getting a serious diagnosis and needing health insurance does not count as a qualifying event, so be sure to sign up now so you have coverage.
Even though the Republicans have initiated the process of repealing the Affordable Care Act, contracts are in place for consumers to get affordable health insurance in 2018. If you sign up now, your contract with your insurer will help you stay covered during the year.
If you are shopping for a new plan this year, here are some resources that you may find helpful.
- To find an enrollment assister near you, simply log on to HealthCare.gov and enter your ZIP code.
- The New York Times produced a flowchart with some guidelines on how to pick an insurance plan, which you can find here.
- The Kaiser Family Foundation built an interactive calculator that can tell you whether you are eligible for subsidies based upon your family's information.
Puede encontrar una calculadora para estimar sus primas en el mercado de seguros médicos en español aqui. Con esta calculadora, usted puede entrar ingresos, edades, y miembros de familia para conseguir un estimado de su elegibilidad para subsidios y cuánto podría costar su seguro de salud.